@me2em/core
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    Type Alias PaymentFailureReason

    PaymentFailureReason:
        | "NOT_FOUND"
        | "UNDERPAID"
        | "WRONG_RECIPIENT"
        | "WRONG_ASSET"
        | "EXPIRED"
        | "REPLAYED"
        | "CHAIN_UNAVAILABLE"
        | "REJECTED"
        | "REFERENCE_MISMATCH"

    Machine-readable reasons a payment failed verification (v1.2 §5.4). REFERENCE_MISMATCH is the v1.2 addition: the transaction exists but is not an execution of THIS request. Fail-safe rule for consumers: unknown runtime values MUST be treated as REJECTED (never as success).